Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
Recent ALCOs have focused on the rising tide of deposits that have surged on balance sheets throughout the pandemic. Cash drag has undoubtedly been a critical factor pressuring margins in…
Executives should understand where their institution ranks, compared to institutions in their market. To evaluate your institution’s performance relative to peers, start by studying the most recent quarterly data. Back in…
How important is Net Interest Margin (NIM) to your institution? Community financial institutions are heavily dependent on net interest income (NII). With the majority of earnings coming from NIM, implementing…
Investment portfolios and overnight cash positions have grown significantly at many financial institutions due to a recent surge in deposits and slower portfolio loan demand. With record low interest rates, carrying excess cash on the balance sheet has been costly. These factors are forcing executive teams to re-focus on the investment portfolio to help relieve net…
That was then…this is now. The concluding wave of the longest business cycle in US history has brought changes for financial institutions when it comes to liquidity. Just less than…
In 2019, banks nationally were 87% dependent on net interest income. With the lions’ share of earnings coming from Net Interest Margin (NIM), implementing a disciplined approach around NIM management…