Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
As far as the financial markets are concerned, 2011 had more than its fair share of ups and downs. From the European debt crisis to the downgrade of US government debt, community bankers and portfolio managers alike had to react to a number of significant events during the year. Through the summer and fall, investors witnessed a rapid,…
This past February, the National Credit Union Administration issued a final ruling in the Federal Register that mandated all federally insured credit unions “develop and adopt a written policy on interest rate risk management and a program to effectively implement that policy…” The notification discussed the background and rational behind the new rulings, as well as detailed aspects…
This past July, the regulatory environment for thrifts changed drastically as a result of the consolidation of their primary regulator, the Office of Thrift Supervision, and several other government agencies. This change, which placed thrifts under the watch of a number of new regulators, was mandated by the Dodd-Frank Act, passed by Congress in July…
With the Dodd-Frank Act going into effect in just a few short weeks, Taylor Advisors would like to touch on one aspect of the law that could have meaningful implications on the way banks do business: the repeal of Regulation Q. As of the time of this writing, there is no consensus on how repealing…
In this edition of Taylor Advisors’ eBrief, we would like to touch on a subject that has seemed to receive an ever increasing amount of attention from regulators and bank management alike: interest rate risk (IRR). In the most recent inter-agency guidance, regulators provided several recommendations relating to risk management tools (more extreme shocks and…
For our first e-Brief of the New Year, we would like to put a new twist on a familiar saying. It may be said that“In life, the only certain things are death and taxes”, but we would like to add a third certainty to the list – bond price volatility. From the European debt crisis to…