Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
Taylor Advisors is leading the pack when it comes to finding creative solutions designed to increase profitability and promote sustainable growth. Learn more about the waves we’re making and industry happenings in our blog.
Historic Bond Market Various articles have been written on the 2022 bond market. Many of the seasoned bankers remember going through something similar in the early 80s, an environment observed…
If you were to chart a graph of your Net Interest Margin, does it move similar to the FOMC’s Fed Funds Graph? If so, your NIM could be at the…
Various studies have shown that Banks with higher performing investment portfolios often have a higher allocation to municipals. The purpose of article is to illustrate how banks can profitably and…
Interest rates are on the rise as the Federal Reserve continues its campaign of tighter monetary policy in an effort to stomp out inflationary pressures. Year-to-date, Prime is up 150bps…
The pandemic created unique opportunities for financial institutions to generate income to offset net interest margin pressure. PPP fee income, robust secondary market mortgage activity with outsized gains, and loan…
Much has been made of Chairman Powell’s recent pivot towards normalizing monetary policy, accelerating the taper of QE, and subsequent “lift-off” from the zero-bound Fed Funds rate. The market has…
As the economy rebounds from the lows of the pandemic, capital has re-emerged as an important topic in many ALCO sessions. At the pandemic’s start, credit concerns and capital risk…
Much time and effort on the lending front has been hyper focused on secondary market mortgage and PPP activity. While these have been worthy endeavors from a profitability and relationship…
During most of 2020, Treasury yields remained very low with a flat yield curve as investors wrestled with the pandemic’s impact on global growth prospects and inflation. As we turned…
Recent ALCOs have focused on the rising tide of deposits that have surged on balance sheets throughout the pandemic. Cash drag has undoubtedly been a critical factor pressuring margins in…