Balance Sheet Management

The Bank:

Taylor Advisors began working with Union and Guardian Savings Banks (Cincinnati, OH) in the 1st quarter of 2012 in the area of balance sheet management.

The Challenge:

The banks were operating an ALCO process that could benefit from enhancements, including new tools and reports, to revamp and better document the process. Other areas for potential improvement included utilizing ALM reports as a management tool instead of simply for regulatory appeasement and formal ongoing training/education in interest rate risk and balance sheet management.

The Solution:

Taylor Advisors stepped in to help keep an eye on the risk positions, saving executive management time and resources that would be better served driving net income for the shareholders.


For details on the performance of Taylor Advisors’ investment advisory clients, please contact us at at or 502-412-2205.